Why Is This So Hard to Understand??

Am I the only person that has an understanding of the current economy?
I had a client (Idiot) call me last night saying his daughter is ready
to buy a house now. Great Jim are you helping her with her down payment?
No, she wants the same loan we have...
Wait a minute here Jim, You have the worlds shittiest loan. You called me last
month saying you don't know how your gonna make your payments when your loan
adjusts and what shoud you do? Now your calling me saying you want your daughter
in a 100%, stated income, interest only loan? He went on to explain that
now is a great time to buy because interest rates so low. My response:
Your right Jim they are low, very low.
But do you not understand those loan programs are completly gone?
They are gone because they suck so bad and everyone is defaulting.
Now you want me to put your daughter in that same Fu--ed situation your in.
I am tempted just because she is a relative of yours and probably doesn't
have the credit to buy a chicken wing.
My point is, anyone asking for 100% stated 2/28 or 3/37 needs to have there heads
bounced off the sidewalk.
Next, lenders, what the hell are you thinking? You made all these loan programs and
now your making me look like the bad guy? Let me guess, your going to position yourself to come out of this in a year or two open your retail doors and say "We never supported small brokers in funding those loans. Trust us."
How about trust me when I tell you your heads are all up your asses.
Your customer service sucks. Your rate locking is a ploy. Your credit worthiness
should be heavily scrutenized and somone from each credit bureau should make a public statement apologizing for making this world a worse place.
So stop allowing consumer scams. It's the lenders who are responsible for the personality of every slimy filthy used car sales men or dirt bag mortgage prick
that has convinced the consumer to take the wrong route.
Interest rates are low? So what, good luck dealing with all the bull shit
of getting a loan which more than likely you don't qualify for anymore!

-Christopher Rockey